Funding has fallen from the frenzy of 2022, with deal count down to a fourth of what firms saw just a couple of years ago. But fintech remains, boldly bringing stable solutions for some of life’s most precious commodities — retirements, payrolls, investments, and all the pieces that help us pay, save, and borrow.
These software solutions have lost trendiness. And investors may be more and more selective. However, consumer behavior continues to shift to the digital realm, with half of adults using digital payments at least monthly and cash falling to less than 10% of all transactions for the first time.
For marketers, that means we’re in a time when payment preferences are now competitive levers while trust becomes a key differentiator. How will you tell your story? It’s more and more important all the time.
We put our heads together and refined metrics on FinTech companies that have received lots of funding and are funded in the Silicon Valley ecosystem. This ranking sheds light on the hottest FinTech companies and allows for clear comparisons with similar funding and business models. It also applies the power laws to funding and company concentration in this space.
Top 25 FinTech Venture-Backed Ranking Table
We analyzed data from Crunchbase and Keywords Everywhere to uncover the top US FinTech companies with top investors from Silicon Valley, including both private startups and public companies.
| Ranking | Company | GFD Tech100 Final Score* | GFD Funding Score* | GFD Website Score* | GFD Branded Keyword Score* |
|---|---|---|---|---|---|
| 1 | Kalshi | 95.9 | 79.1 | 83.2 | 94.8 |
| 2 | Mesh | 88.5 | 87.2 | 69.4 | 66.7 |
| 3 | Kraken | 88 | 78 | 84.7 | 68 |
| 4 | Rogo | 86.6 | 88.5 | 66.5 | 60.2 |
| 5 | Rain | 86.4 | 81 | 72.3 | 69.1 |
| 6 | Ramp | 85.6 | 75.4 | 81.1 | 68.5 |
| 7 | Achieve | 85.3 | 77.8 | 75.4 | 68.5 |
| 8 | Datarails | 85 | 81.2 | 75.1 | 60.9 |
| 9 | GoodLeap | 84.7 | 79.5 | 77.1 | 61.1 |
| 10 | PayJoy | 84.1 | 72.6 | 81.1 | 68.8 |
| 11 | Plaid | 82.9 | 66.9 | 85.6 | 71.8 |
| 12 | Imprint | 82.6 | 75.2 | 78 | 61.6 |
| 13 | Upgrade | 82.4 | 69.3 | 83.5 | 66.9 |
| 14 | Point | 82.3 | 74 | 73 | 67.7 |
| 15 | Clear Street | 82.2 | 81.3 | 67.4 | 58.6 |
| 16 | Pipe | 81.6 | 76.5 | 67.3 | 66.3 |
| 17 | Benepass | 81.5 | 78.5 | 70.5 | 58.8 |
| 17 | Nasdaq Private Market | 81.5 | 76.2 | 72.1 | 61.4 |
| 19 | Octane | 81.2 | 72.6 | 77.5 | 62.4 |
| 20 | Ripple | 81 | 74.7 | 76.7 | 58 |
| 21 | EarnIn | 80.2 | 66.4 | 85.5 | 63 |
| 22 | Sunbit | 79.5 | 67 | 79.9 | 65.3 |
| 23 | Flex | 79.1 | 69.5 | 70 | 68.4 |
| 24 | Best Egg | 78.9 | 66.8 | 81.1 | 62.3 |
| 25 | Model ML | 78.8 | 67.8 | 70.6 | 70.5 |
*GFD’s Tech100 score is a final composite score of the Funding Score, Website Score, and the Branded Keyword score.
Key Takeaways:
- The three highest-ranking fintech companies in February 2026 are Kalshi, Mesh, and Kraken, leading their industry based on their overall Tech100 score, a mix of funding strength, website performance, and branded search demand.
- Mesh posted the largest month-over-month gain, climbing 2919 positions compared to last month, and ranking #18 this month, signaling accelerating momentum for the company.
- Kalshi, Plaid, and Model ML rank high among the top 25 fintech brands despite lower than median funding scores — that means their website and brand are powering them up in the ranking.
- 4 of the top 25 fintech companies also place in the top 25 of the Tech 100, which ranks companies across all industries.
Recent News:
- Massachusetts secured a preliminary injunction blocking Kalshi from offering unlicensed sports wagers in the state.
- Mesh, the crypto payments network, recently secured a $75 million Series C funding round, which valued the company at $1 billion.
- Kraken announced the listing of the BGB token on its spot trading platform, with trading scheduled to commence on January 30, 2026.
Ranking the Top Venture-Backed by Funding Score
Funding is huge. This breakout highlights those firms that have raised the most venture capital rounds, ranked by a combination of date and volume. Note we are also including post-IPO raises as well. These are worth considering because they’re all part of the competitive system that all cybersecurity startups are competing in.
| Ranking | Company | Total Funding Amount | Most Recent Funding Amount | Last Funding Date | GFD Funding Score* |
|---|---|---|---|---|---|
| 1 | Rogo | $154M | $75M | 1/28/2026 | 88.5 |
| 2 | Mesh | $200M | $75M | 1/27/2026 | 87.2 |
| 3 | Clear Street | $655M | $50M | 1/21/2026 | 81.3 |
| 4 | Datarails | $174M | $70M | 1/21/2026 | 81.2 |
| 5 | Rain | $333M | $250M | 1/9/2026 | 81 |
| 6 | DailyPay | $1.74B | $195M | 1/5/2026 | 80.6 |
| 7 | GoodLeap | $1.75B | $523M | 12/12/2025 | 79.5 |
| 8 | Kalshi | $1.65B | $1.00B | 11/20/2025 | 79.1 |
| 9 | Benepass | $75M | $40M | 1/21/2026 | 78.5 |
| 10 | Erebor | $350M | $350M | 12/22/2025 | 78.1 |
*GFD’s Funding Score captures funding volume and velocity by combing total funding with recent funding amount and recency.
Key Takeaways:
- Ranking #1, Rogo leads with $154M in total funding and a GFD Funding Score of 88.5/100.
- Of the 420 fintech companies analyzed, Kalshi recorded the largest recent raise at $1.00B on November 20, 2025 (73 days ago).
- Erebor raised $350M on December 22, 2025, which represents 100.0% of total funding to date.
- Mesh moved +2749 positions in our funding rankings since last month.
1. Rogo
GFD Funding Score*: 88.5
Total Funding Amount: $154M
Most Recent Funding Amount: $75M
Days Since Last Funding: 4
Out of our 420 ranked Fintech companies, Rogo ranks #1 in funding. The company’s total funding is $154M and the last time they were funded was on January 28, 2026 for $75M. The last funding type was Series C. The total amount of lead investors that Rogo has is 5 and their top investors are: Stonecroft Management, Sequoia Capital, BoxGroup, Khosla Ventures, Thrive Capital.
2. Mesh
GFD Funding Score*: 87.2
Total Funding Amount: $200M
Most Recent Funding Amount: $75M
Days Since Last Funding: 5
Out of our 420 ranked Fintech companies, Mesh ranks #2 in funding. The company’s total funding is $200M and the last time they were funded was on January 27, 2026 for $75M. The last funding type was Series C. The total amount of lead investors that Mesh has is 7 and their top investors are: Gaingels, Alumni Ventures, B Capital, Plug and Play, Paradigm.
3. Clear Street
GFD Funding Score*: 81.3
Total Funding Amount: $655M
Most Recent Funding Amount: $50M
Days Since Last Funding: 11
Out of our 420 ranked Fintech companies, Clear Street ranks #3 in funding. The company’s total funding is $655M and the last time they were funded was on January 21, 2026 for $50M. The last funding type was Corporate Round. The total amount of lead investors that Clear Street has is 3 and their top investors are: Prysm Capital, Walleye Capital, NextGen Venture Partners, SBI Group, NEAR Foundation.
GFD Website Score Breakdown
Website traffic and traffic growth is important but doesn’t always line up perfectly with other attributes and events like funding. We were curious as to which of these companies saw the strongest website traffic and growth. The website score we captures the volume of recent website visits and combines it with the companies’ website growth trends.
| Ranking | Company | Last Month Total Visits | Average Visits (6 Months) | Monthly Visit Growth | GFD Website Score* |
|---|---|---|---|---|---|
| 1 | Signifyd | 9.0M | 1.9M | 1331.29% | 100 |
| 2 | TradingView | 214.0M | 212.0M | -7.95% | 92.5 |
| 3 | Stripe | 151.4M | 155.0M | -5.96% | 91.8 |
| 4 | StartEngine | 2.7M | 1.4M | 179.22% | 87.7 |
| 5 | Super.com | 15.8M | 16.1M | -2.97% | 86.3 |
| 6 | Plaid | 14.7M | 15.0M | -11.06% | 85.6 |
| 7 | EarnIn | 8.9M | 10.2M | 4.11% | 85.5 |
| 8 | Stocktwits | 14.7M | 17.0M | -16.61% | 85.3 |
| 8 | Self Financial | 11.2M | 5.7M | 10.94% | 85.3 |
| 10 | Kikoff | 6.4M | 4.2M | 28.42% | 85.2 |
*GFD’s Website Score captures the volume of recent website visits and combines it with the company’s website growth trends.
Key Takeaways:
- TradingView ranks #2, and earns the most average monthly website traffic over the last six months with 212.0M visits per month.
- The #1 ranking fintech company by the GFD website Score is Signifyd, with a score of 100. That means it’s #1 across all industries we measured across our full Tech 100 analysis of 3362 companies.
- The fintech industry leaders with the most average monthly website traffic volume over the last six months are TradingView (212.0M) and Stripe (155.0M).
- Signifyd (+1331.3%) and StartEngine (+179.2%) have seen their website traffic increase the most month over month.
- StartEngine moved 407 positions in our funding rankings since last month.
1. Signifyd
GFD Website Score*: 100
Last Month’s Total Visits: 9.0M
Monthly Average Visits Over 6 Months: 1.9M
Monthly Visit Growth: 1331.3%
Out of our 420 ranked Fintech companies, Signifyd ranks #1 in website traffic. Last month, the website saw 9.0M total visits and increased by 1331.3% from the month before that. The average visits over the past 6 months were 1.9M.
2. TradingView
GFD Website Score*: 92.5
Last Month’s Total Visits: 214.0M
Monthly Average Visits Over 6 Months: 212.0M
Monthly Visit Growth: -8.0%
Out of our 420 ranked Fintech companies, TradingView ranks #2 in website traffic. Last month, the website saw 214.0M total visits and decreased by -8.0% from the month before that. The average visits over the past 6 months were 212.0M.
3. Stripe
GFD Website Score*: 91.8
Last Month’s Total Visits: 151.4M
Monthly Average Visits Over 6 Months: 155.0M
Monthly Visit Growth: -6.0%
Out of our 420 ranked Fintech companies, Stripe ranks #3 in website traffic. Last month, the website saw 151.4M total visits and decreased by -6.0% from the month before that. The average visits over the past 6 months were 155.0M.
FinTech Startups with Strongest Branded Search Growth
A great way to measure brand growth is by analyzing keyword growth for the company across a period of time. We sourced Google Search keyword data for companies on the list and ranked by a score that accounted for total keyword search as well as search volume change over the last year.
| Ranking | Company | Total Keyword Search Volume | Average Monthly Search Volume Change (1 Year) | 1 Year Trend Positive or Negative? | GFD Company Keyword Ranking* |
|---|---|---|---|---|---|
| 1 | Kalshi | 368K | 106K | + | 94.8 |
| 2 | Aspora | 8K | 2K | + | 80.2 |
| 3 | Teamshares | 5K | 1K | + | 79.4 |
| 4 | Modak | 91K | 13K | + | 77.4 |
| 5 | Pave | 246K | 24K | + | 75 |
| 6 | Rillet | 7K | 1K | + | 73.6 |
| 7 | Saphyre | 8K | 1K | + | 73.2 |
| 8 | Tabs | 1.5M | 40K | + | 71.9 |
| 9 | Plaid | 450K | 24K | + | 71.8 |
| 10 | GTreasury | 4K | 616 | + | 71.6 |
*GFD’s Branded Keyword Ranking is a metric that combines monthly branded keyword search volume with a 1-year linear trend that is observed weekly and adjusted by search volume.
Key Takeaways:
- Kalshi ranks #1 for branded search demand with 368K total monthly branded keyword searches and a Keyword Ranking Score of 94.8.
- GTreasury is the fintech company whose branded search is increasing the fastest relative to their size. Search demand is rising for them this year at a pace equivalent to adding 28.9% of today’s volume each month.
- Tabs ranks #8 and leads in total branded keyword demand with 1.5M searches this month.
- Kalshi moved 702 positions in our rankings since last month.
1. Kalshi
GFD Branded Keyword Score*: 94.8
Total Keyword Search Volume: 368K
Average Weekly Search Volume Change: 106K
Out of our 420 ranked Fintech companies, Kalshi ranks #1 in branded keyword searches. Last month, their total branded keyword search volume was 368K. Over the course of the last year, the average monthly change for their branded keyword search volume was 106K, indicating an increase in their 1-year trend.
2. Aspora
GFD Branded Keyword Score*: 80.2
Total Keyword Search Volume: 8K
Average Weekly Search Volume Change: 2K
Out of our 420 ranked Fintech companies, Aspora ranks #2 in branded keyword searches. Last month, their total branded keyword search volume was 8K. Over the course of the last year, the average monthly change for their branded keyword search volume was 2K, indicating an increase in their 1-year trend.
3. Teamshares
GFD Branded Keyword Score*: 79.4
Total Keyword Search Volume: 5K
Average Weekly Search Volume Change: 1K
Out of our 420 ranked Fintech companies, Teamshares ranks #3 in branded keyword searches. Last month, their total branded keyword search volume was 5K. Over the course of the last year, the average monthly change for their branded keyword search volume was 1K, indicating an increase in their 1-year trend.
Methodology and Sources
- Methodology: We collected data for 10k+ companies from Crunchbase and aggregated it into a set of scores through the use of quantitative transformations and expertly curated weighted averages.
- Sources: Crunchbase and Keywords Everywhere
Update Log:
- February 1st, 2026: Monthly update.
- January 2nd, 2026: Monthly update.
- December 1st, 2025: Monthly update.
- November 1st, 2025: Monthly update.
- October 1, 2025: Updates published with new data through September 30, 2025
- August 26, 2025: First ranking published for this category
